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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Q&A: Does My Insurance Cover Tornado Damage?

Q: Is my home covered if a tornado strikes? A: Tornado damage typically falls into two categories: wind damage and water damage. Wind Damage Most standard homeowners insurance policies will cover wind damage caused by a tornado, since wind is considered a covered peril. That means wind damage to your roof, windows, and siding will generally be taken care of by your insurance company. (Learn...

6 DIY Projects for the Whole Family

If you’re a homeowner, chances are you have plenty of home improvement projects on your to-do list. Before you tackle your next DIY project, consider making it a family affair. Getting your children involved can help you create memories together while teaching them important new skills along the way. So change into some old clothes and grab your tools. Here are six family-friendly DIY projects...

Motorcycle Buying Guide: How to Buy a Motorcycle

What’s Your Riding Style? The best bike for you will largely depend on what you want to do with it. Are you going to take your motorcycle on long cross-country trips, enjoy weekend back road cruises or commute around town? Understanding the type of riding you intend to do can help you narrow your options. Some of the most popular motorcycle categories include: Standard: These...

Gauging Liability Insurance Needs for Your Business

Every business should have liability insurance – but what policy limits are right for your company? A lease or contract may require liability insurance with a specific limit. For guidance, it is advised that you speak to an experienced insurance agent. Many business owners should have higher limits than the coverage required for a lease or contract.  Which Type of Business Liability Insurance Do You...

Beginner’s Guide to Personal Umbrella Insurance

Personal umbrella insurance serves an essential purpose, as it provides liability protection above and beyond the policy limits on your vehicle, home, or boat. Every insurance policy has limits, and personal umbrella insurance kicks in once you have exceeded those limits, expanding your protection if a claim or lawsuit is filed against you. Should I Have Personal Umbrella Insurance? One of the vital protections provided...